/* HOMES Baufinanzierungen – Vorlagen Finanzierungsbeispiele & Über mich (V2)
   Schriften laut Mike D. Hesse (08.10.2026): Playfair Display (Überschriften), Inter (Fließtext).
   Auf der Live-Seite die Schriften lokal einbinden (keine Google-Fonts-Verbindung, DSGVO). */
:root{
  --orange:#f9a72b; --orange-dk:#c97d0e; --ink:#343131; --ink-2:#555; --muted:#777;
  --dark:#2c2c2c; --darker:#1f1f1f; --line:#e4e4e4; --soft:#f5f4f2; --white:#fff;
  --serif:'Playfair Display',Georgia,'Times New Roman',serif;
  --sans:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --wrap:1160px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--ink);background:var(--white)}
a{color:var(--orange-dk)} a:hover{color:var(--ink)}
img{max-width:100%;display:block}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:var(--serif);color:var(--ink);font-weight:600;line-height:1.2;margin:0}
h2{font-size:clamp(26px,3.2vw,34px)}
h3{font-size:21px}
p{margin:0 0 14px}
.kicker{font-family:var(--sans);font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--orange-dk);font-weight:600;margin-bottom:8px}
.section{padding:64px 0 0}
.section:last-of-type{padding-bottom:0}

/* V2-Hinweis */
.v2bar{background:#fff4df;border-bottom:1px solid #f1d39b;font-size:14px;color:#5a4318}
.v2bar .wrap{display:flex;gap:12px;align-items:center;padding-top:9px;padding-bottom:9px;flex-wrap:wrap}
.v2bar b{color:#3d2c0c}
.v2bar a{color:#7a5410}

/* Kopf wie Live-Seite */
.top{background:var(--dark);color:#e8e8e8;font-size:14px}
.top .wrap{display:flex;align-items:stretch;justify-content:space-between;gap:16px;min-height:38px}
.top .contact{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.top a{color:#e8e8e8;text-decoration:none}
.top .btn-k{background:var(--orange);color:#fff;font-weight:600;padding:0 34px;display:flex;align-items:center}
.nav{border-bottom:1px solid var(--line);background:#fff}
.nav .wrap{display:flex;align-items:center;gap:28px;min-height:64px;flex-wrap:wrap}
.nav .logo{width:64px;height:64px;margin:10px 0;background:#fff;padding:4px;box-shadow:0 1px 6px rgba(0,0,0,.08)}
.nav nav{display:flex;gap:24px;flex-wrap:wrap;font-size:15px}
.nav nav a{color:var(--ink);text-decoration:none}
.nav nav a.on{color:var(--orange-dk);font-weight:600}

/* Hero */
.hero{background:var(--dark);color:#fff;padding:52px 0 56px}
.crumbs{font-size:14px;color:#bdbdbd;margin-bottom:18px}
.crumbs a{color:#bdbdbd;text-decoration:none}
.badge{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;padding:6px 12px;border-radius:4px;margin-bottom:18px}
.badge.show{border:1.5px solid var(--orange);color:var(--orange)}
.badge.real{background:var(--orange);color:#fff}
.badge.draft{background:#fff;color:var(--dark)}
.hero h1{color:#fff;font-size:clamp(30px,4.4vw,46px);max-width:900px;margin-bottom:16px}
.hero .lead{font-size:18px;color:#e2e2e2;max-width:820px;margin:0}
.hero .note{font-size:14px;color:#bdbdbd;max-width:820px;margin-top:14px}

/* Raster */
.grid-2{display:grid;grid-template-columns:5fr 7fr;gap:40px;align-items:start}
.grid-eq{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media(max-width:860px){.grid-2,.grid-eq{grid-template-columns:1fr;gap:28px}}

/* Auf einen Blick */
.facts{border:1px solid var(--orange);border-radius:8px;padding:24px 26px;background:#fff}
.facts dl{display:grid;grid-template-columns:130px 1fr;gap:10px 14px;margin:8px 0 0;font-size:15px;line-height:1.5}
.facts dt{font-weight:600;color:var(--dark)} .facts dd{margin:0}
@media(max-width:520px){.facts dl{grid-template-columns:1fr;gap:2px}.facts dd{margin-bottom:10px}}

/* Kernaussagen */
.keys{list-style:none;margin:0;padding:0;counter-reset:k}
.keys li{counter-increment:k;position:relative;padding:0 0 14px 42px;font-size:17px}
.keys li::before{content:counter(k);position:absolute;left:0;top:1px;width:28px;height:28px;border-radius:50%;background:var(--orange);color:#fff;font-weight:700;font-size:14px;display:flex;align-items:center;justify-content:center}
.keys li:first-child{font-weight:600;color:var(--dark)}

/* Buttons */
.btn{display:inline-block;background:var(--orange);color:#fff;font-weight:600;font-size:15px;padding:13px 26px;border-radius:8px;text-decoration:none}
.btn:hover{background:var(--orange-dk);color:#fff}
.btn.ghost{background:transparent;border:1.5px solid var(--orange);color:var(--orange)}

/* Checklisten */
.ticks{list-style:none;margin:0;padding:0}
.ticks li{position:relative;padding:0 0 10px 30px}
.ticks li::before{content:"";position:absolute;left:2px;top:7px;width:14px;height:8px;border-left:3px solid var(--orange);border-bottom:3px solid var(--orange);transform:rotate(-45deg)}
.ticks.neg li::before{border:0;content:"–";color:#8a8a8a;font-weight:700;transform:none;top:0;left:6px;width:auto;height:auto}
.box{border:1px solid var(--line);border-radius:8px;padding:24px 26px;background:#fff}
.box.or{border-color:var(--orange)}
.box.soft{background:var(--soft);border-color:var(--soft)}
.box h3{font-family:var(--sans);font-size:18px;margin-bottom:12px}

/* Schritte */
.steps{list-style:none;margin:24px 0 0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:22px;counter-reset:s}
.steps li{counter-increment:s}
.steps li::before{content:counter(s);width:44px;height:44px;border-radius:50%;background:var(--orange);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.steps .when{font-size:13px;color:var(--muted)}
.steps b{display:block;font-size:17px;color:var(--dark);margin:2px 0 6px}
.steps span.t{font-size:15px;line-height:1.55}
@media(max-width:980px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}

/* Modellrechnung */
.model{background:var(--soft);border-radius:8px;padding:32px 34px}
.tag{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--orange-dk);border:1px solid var(--orange);background:#fff;padding:4px 8px;border-radius:4px;vertical-align:middle;margin-left:10px}
.stats{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.stat{background:#fff;border-radius:8px;padding:16px 18px}
.stat b{display:block;font-size:26px;color:var(--dark);font-family:var(--sans)}
.stat.hi b{color:var(--orange-dk)}
.stat span{font-size:13px;color:var(--muted)}

/* Fragen als sichtbare H3 (kein Akkordeon) */
.faq h3{font-family:var(--sans);font-size:18px;margin:22px 0 6px}

/* Karten */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:980px){.cards{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.cards{grid-template-columns:1fr}}
.card{display:flex;flex-direction:column;gap:10px;border:1px solid var(--line);border-radius:8px;padding:22px 24px;background:#fff;text-decoration:none;color:var(--ink)}
.card:hover{border-color:var(--orange);color:var(--ink)}
.card .lbl{font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--orange-dk)}
.card.real .lbl{color:#fff;background:var(--orange);align-self:flex-start;padding:4px 8px;border-radius:4px}
.card h3{font-size:20px}
.card p{font-size:15px;margin:0;color:var(--ink-2)}
.card .more{font-weight:600;color:var(--orange-dk);font-size:15px;margin-top:auto}
.card.flag{grid-column:1/-1;display:grid;grid-template-columns:1fr auto;align-items:center;gap:24px;border-color:var(--orange);background:linear-gradient(90deg,#fff 0,#fff 60%,#fff8ec 100%)}
.card.flag h3{font-size:26px}
@media(max-width:720px){.card.flag{grid-template-columns:1fr}}

/* Autor */
.author{display:flex;gap:20px;align-items:center;background:var(--soft);border-radius:8px;padding:22px 24px}
.author img{width:88px;height:88px;border-radius:50%;object-fit:cover;flex-shrink:0}
.author .t{font-size:14px;color:var(--ink-2);line-height:1.5}
.author .n{font-size:18px;font-weight:600;color:var(--dark)}

/* CTA wie Live-Seite */
.cta{background:var(--dark);color:#fff;margin-top:72px}
.cta .wrap{display:grid;grid-template-columns:1fr 280px;gap:48px;align-items:center;padding-top:48px;padding-bottom:48px}
.cta h2{color:#fff;font-size:30px;margin-bottom:12px}
.cta p{color:#e6e6e6;font-size:17px}
.cta img{width:280px;height:300px;object-fit:cover;object-position:top}
.cta .btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:18px}
@media(max-width:760px){.cta .wrap{grid-template-columns:1fr}.cta img{width:100%;height:260px}}

/* Footer wie Live-Seite */
footer{background:var(--darker);color:#bdbdbd;font-size:14px;padding:40px 0}
footer .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
footer b{color:#fff;display:block;margin-bottom:6px}
footer a{color:#bdbdbd;text-decoration:none;display:block}
footer .legal{grid-column:1/-1;border-top:1px solid #333;padding-top:16px;font-size:13px;display:flex;gap:18px;flex-wrap:wrap}
@media(max-width:760px){footer .wrap{grid-template-columns:1fr 1fr}}

/* Über mich */
.about-hero{background:var(--dark);color:#fff}
.about-hero .wrap{display:grid;grid-template-columns:1fr 340px;gap:48px;align-items:end;padding-top:52px}
.about-hero h1{color:#fff;font-size:clamp(36px,5vw,54px);margin-bottom:8px}
.about-hero .role{color:#d6d6d6;font-size:17px;margin-bottom:22px}
.about-hero .claim{font-family:var(--serif);font-size:24px;color:var(--orange);border-top:2px solid var(--orange);padding-top:16px;margin-bottom:52px;font-style:italic}
.about-hero img{width:340px;height:400px;object-fit:cover;object-position:top}
@media(max-width:820px){.about-hero .wrap{grid-template-columns:1fr}.about-hero img{width:100%;height:340px}}
.prose{max-width:760px}
.prose p{font-size:18px}
.seven{list-style:none;margin:22px 0 0;padding:0;display:grid;grid-template-columns:repeat(7,1fr);gap:10px;counter-reset:z}
.seven li{counter-increment:z;text-align:center;font-weight:600;font-size:15px;color:var(--dark)}
.seven li::before{content:counter(z);display:flex;align-items:center;justify-content:center;width:40px;height:40px;margin:0 auto 8px;border-radius:50%;background:var(--orange);color:#fff}
@media(max-width:760px){.seven{grid-template-columns:repeat(4,1fr);row-gap:18px}}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:18px}
.three div{background:var(--soft);border-radius:8px;padding:18px 20px;font-family:var(--serif);font-size:19px;color:var(--dark)}
@media(max-width:760px){.three{grid-template-columns:1fr}}
.reg{font-size:15px;color:var(--ink-2)}
.quote-end{font-family:var(--serif);font-size:24px;line-height:1.45;color:var(--dark);max-width:820px}

.figs .stat b{font-size:20px}
@media(max-width:520px){.figs .stats{grid-template-columns:1fr!important}}

/* QS 04.11.2026: kein Überlauf auf schmalen Displays (320–414 px) */
h1,h2,h3,.card h3,.facts dd,.keys li,.ticks li{overflow-wrap:break-word;hyphens:auto}
.grid-2>*,.grid-eq>*,.cards>*,.stats>*,.steps>li,.cta .wrap>*,.about-hero .wrap>*{min-width:0}
@media(max-width:860px){.grid-2,.grid-eq{grid-template-columns:minmax(0,1fr)}}
.facts dl{grid-template-columns:130px minmax(0,1fr)}
@media(max-width:520px){.facts dl{grid-template-columns:minmax(0,1fr)}}
.author{flex-wrap:wrap}
.author .t{flex:1 1 200px;min-width:0}
@media(max-width:760px){.seven{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:480px){.seven{grid-template-columns:repeat(3,minmax(0,1fr))}.seven li{font-size:14px}}
@media(max-width:480px){.model{padding:24px 18px}.stats{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.stat b{font-size:21px}.cta h2{font-size:25px}.hero h1{font-size:28px}}
@media(max-width:380px){.figs .stats{grid-template-columns:minmax(0,1fr)!important}.top .contact{gap:10px;font-size:13px}.top .btn-k{padding:0 14px}}
@media(max-width:620px){.cards{grid-template-columns:minmax(0,1fr)!important}}
.card .lbl{overflow-wrap:anywhere}
@media(max-width:1000px){.model.grid-2{grid-template-columns:minmax(0,1fr)!important}}
.stat b{overflow-wrap:break-word;line-height:1.2}
@media(max-width:480px){.model.grid-2 .stats{grid-template-columns:minmax(0,1fr)}}
/* Abgrenzung dokumentierte Kundenfälle */
.real-zone{background:#faf5ec;border-top:1px solid #efe4d0;border-bottom:1px solid #efe4d0}
.real-zone .card{background:#fff}
/* Über mich: So arbeite ich */
.work-zone{background:#faf5ec;border-top:1px solid #efe4d0;border-bottom:1px solid #efe4d0}
.steps7{list-style:none;margin:28px 0 0;padding:0;display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:22px}
.steps7 li{position:relative;background:#fff;border:1.5px solid var(--orange);border-radius:10px;padding:16px 8px 14px;display:flex;flex-direction:column;align-items:center;gap:8px;text-align:center}
.steps7 li:not(:last-child)::after{content:"";position:absolute;top:50%;left:100%;width:22px;height:0;border-top:2px dashed var(--orange)}
.steps7 .n{width:28px;height:28px;border-radius:50%;background:var(--orange);color:#fff;font-weight:700;font-size:14px;display:flex;align-items:center;justify-content:center}
.steps7 .ic{width:28px;height:28px;fill:none;stroke:var(--orange-dk);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.steps7 .t{font-weight:600;font-size:15px;color:var(--dark);overflow-wrap:anywhere;hyphens:auto}
@media(max-width:1000px){
 .steps7{grid-template-columns:1fr;gap:16px;max-width:460px}
 .steps7 li{flex-direction:row;justify-content:flex-start;text-align:left;padding:12px 16px;gap:14px}
 .steps7 li:not(:last-child)::after{top:100%;left:29px;width:0;height:16px;border-top:0;border-left:2px dashed var(--orange)}
 .steps7 .t{font-size:16px}
}
.three.q-color div{border-radius:10px;padding:20px 22px;color:var(--darker);font-weight:600}
.three.q-color div:nth-child(1){background:#f9a72b}
.three.q-color div:nth-child(2){background:#fbbd5c}
.three.q-color div:nth-child(3){background:#fdd38f}
/* Kundenfall: Faktenbox links sticky, Text rechts scrollt */
.case-sticky{align-items:stretch}
.case-sticky .sticky-col .facts{position:sticky;top:28px}
.case-sticky .prose>h2:first-child{margin-top:0!important}
@media(max-width:860px){.case-sticky .sticky-col .facts{position:static}}
/* Navigation auf Tablet/Handy: eine Zeile, seitlich wischbar statt Umbruch */
@media(max-width:900px){
 .nav .wrap{flex-wrap:nowrap;gap:16px}
 .nav nav{flex-wrap:nowrap;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;gap:18px;min-width:0;padding:6px 0;mask-image:linear-gradient(90deg,#000 85%,transparent)}
 .nav nav::-webkit-scrollbar{display:none}
 .nav nav a{white-space:nowrap;flex:0 0 auto}
 .nav .logo{width:52px;height:52px;flex:0 0 auto}
}